Request Finance acquires Pay.so, a premier crypto and fiat payment solution provider
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$900M+ in transaction volume
Trusted by
Why Pay.so?
Connecting crypto with local payment rails everywhere
Pay.so enables crypto holders and web3 companies to issue crypto-to-fiat payments all over the world, mostly on local payment rails.
Finally, crypto-performance and fiat usability are one and the same.
Pay.so Send
Pay any fiat bank account using crypto
Friendly UI
Make a crypto payment directly to a bank account over 40 currencies direct from your browser.
Swifter than SWIFT
Make a crypto payment directly to a bank account over 40 currencies direct from your browser.
No FX fees
The cost of a cross-border transfer is fixed at 1%. No FX, wire, or hidden fees. What you see is what they get.
Super easy
Your recipient will receive a bank transfer and have no idea the payment originated in crypto.
Go to Pay.so Send
Pay.so Core
Fiat rails as an API for your product
Global coverage
40+ currencies, 190+ countries. Move money to every corner of the globe through one API.
Banking capabilities included
Integrating with Core gives your app bank-like superpowers. Move money seamlessly between countries across the world in a simple API call.
Compliance built in
Core is regulated in the EU. We provide KYC and AML infrastructure for you to use so you don't have to acquire your own licences.
Try instantly
Just a few endpoints give your product bank-like capabilities. Free to get started, just pay for what you use.
Go to Pay.so Core
Pay.so checkout
Accept crypto-payments with ease
If you are interested in a 'Stripe-for-crypto' like product, try Pay.so
Checkout allows you to create simple crypto-checkout experiences for customers, enabling them to buy goods and services with crypto with the safety and ease-of-use of a traditional fiat checkout.
You can spin up checkouts through the Pay.so interface or the Checkout API and accept payments straight into your wallet with 0% fee.
You can cash-out your crypto however you like, including to 40+ different fiat currencies.
See Checkout API
Crypto payments. Fiat simplicity.
Pay.so is designed to be just like the best fintech apps you already know and love. When you need to send crypto, but you want them to receive fiat, Pay.so is the tool to use.
Customers already trusting Pay.so
Pay.so made it possible for us to lead by example and accept crypto for our web3 event. Additionally, the fact that they don’t charge a transaction fee meant more budget to put on an amazing experience for our guests.
Henry Horsefall
Founder & CEO
Read Zebu Live use case
Pay.so allowed me to accept USDC like a business. My investors loved the experience, giving them confidence when transferring large sums of money.
Elias Simos
Founder & CEO
Read Rated Labs use case
Around half of our sales are made with crypto. Without Pay.so we'd have to either only support credit card or put up with expensive fees and a sub-standard crypto checkout process.
Augustinas Malinauskas
Co-founder & CTO
Read Verse use case
My client doesn't usually pay in crypto, so sharing a Pay.so link with them made life much easier. They were able to pay with confidence, and I received my funds instantly to my MetaMask wallet which I immediately cashed out to Binance with no extra fee.
Antonio Garcia
Upwork Freelancer
Read Freelancers use case
FAQs
Sending crypto directly to a bank account incurs a charge of 1% of transaction value, paid by the sender. Using Pay.so to accept crypto payments is free. Check out our full pricing page.
Pay.so has a simple but powerful API for creating crypto-checkouts, as well as a Zapier integration for no-code users. Customers interested in leveraging crypto-to-fiat payments into their products should check out Pay.so, our regulated partner who can provide this service.
Pay.so provides an easy-to-use interface over technology that is typically reliable but hard to use.
Our crypto-checkouts streamline the experience to sending and receiving blockchain transactions. Our crypto-to-fiat features fuse crypto off-ramping with fiat payment rails, thanks to the use of Pay.so.
Pay.so also adds helpful features like notifications, code and no-code APIs, and an intuitive dashboard to make crypto-payments feel like familiar fintech.
Pay.so is built to feel familiar and straightforward to use, with minimal reference to the complexity usually associated with crypto. No previous crypto knowledge is required to use the platform and all features can be enjoyed from the point-and-click interface.
Pay.so has dedicated human support for every user available through live chat or email. Developers can book calls with technical members of the Pay.so team to get hands on help with their integration in one click from inside the 'Developers' section of the app.
Pay.so can accept USDC, USDT and DAI on the Polygon or Ethereum chains, and make fiat payments to bank accounts in nearly every country worldwide in USD, EUR, GBP, AUD, CHF, SGD, NZD, THB, HKD, IDR, CAD, INR, AED, KRW, JPY, MYR, and PHP.
Crypto transactions are usually anonymous, making fraud a commonplace issue.
Pay.so gathers the personal information typically associated with traditional payments to mitigate the use of the platform for malicious purposes. Our regulated partners perform KYC and AML checks where necessary throughout the payment lifecycle.
Pay.so is a powerful platform that can be used for a variety of use-cases.
Our crypto-to-fiat payment features allow Web3 companies and DAOs to spend their crypto treasury, and facilitate payments out of LatAm and Africa to the rest of the world.
Our crypto-acceptance features are used by NFT marketplaces, SaaS businesses, startups raising funding, and events companies selling conference tickets.
If you like Stripe, you'll love Pay.so.
Our API is built with the same principles in mind, making moving money easy. Because crypto is inherently programmable, the integration is much easier than you think. Plus, you can book time with our tech team to get free hands on help with your integration.
Payment flows have to be robust and always available.
Pay.so has a best in class 99.99% uptime record. Because the blockchain provides the core of our infrastructure, we are running on the world's most battle tested payment rails.
Pay with crypto everywhere
